Attention homeowners in Holton and Jackson County: Need an appraisal?
The top 7 reasons KS homeowners order from Branam's Inc.- Real Estate:
Need help determining the value of your house in or near Holton, KS?
We at Branam's Inc.- Real Estate understand the individual needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Branam's Inc.- Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.
Appraisals to remove PMI
An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Branam's Inc.- Real Estate, we're experienced in helping people just like you delete unneeded PMI insurance.
Challenge a property tax assessment
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Branam's Inc.- Real Estate is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Branam's Inc.- Real Estate can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Branam's Inc.- Real Estate can help you with that. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.